Does living in a nursing home affect your SSI benefits?
If you are living in a nursing home your Supplemental Security Income (SSI) can be negatively affected depending on:
- The type of nursing facility you are in
- The duration of your stay in that nursing facility
If you are living in a nursing facility where Medicaid pays for more than 50 percent of the cost of your care and the medical facility can provide in-patient medical services, your SSI benefits may become less since the nursing home is taking care of all your needs.
If you are living in a nursing facility where Medicaid is paying less than 50 percent of the cost of your care, you are not eligible to receive any SSI benefits.
If you are living in a private nursing home, you may not be eligible for SSI benefits since SSI is for those in a certain low income bracket. If you can afford to pay for a private nursing home then you probably don’t qualify for SSI eligibility.
You will need to inform the SSI office if you are entering a nursing home. And if you are leaving a nursing home you will need to fill out SSI’s prelease procedures so that SSI benefits can be quickly reinstated after your discharge.
Request for a Free Disability Evaluation.
If you have more questions about SSI benefits and how they can be impacted if you stay in a nursing facility, fill in the form and we’ll provide a free consultation.