Can I apply for both Medicare and Social Security disability benefits?
Yes, you can apply for Medicare if you are already receiving Social Security Disability (SSD) benefits. But you will automatically qualify for Medicare coverage if you have been receiving SSD benefits for two years. You will be informed about how to apply for coverage when the time comes.
You can contact the Social Security Administration (SSA) if you do not get notified about your enrollment within two years of the acceptance date of your disability benefit claim. If you have been accepting disability payouts for two years, enrolling in Medicare is mandatory. These 24 months are calculated from the date of your eligibility for disability benefits.
Medicare for Social Security Disability Recipients
You will only be shielded via Medicare for as long as you keep receiving your disability benefits. In case your health condition improves and you are no longer deemed disabled, you may cease to receive Medicare coverage as well.
Usually, Medicare for SSD recipients means automatic enrollment in both Part A and Part B.
- Part A covers hospitalization and other medical crises services (at zero cost)
- Part B is a kind of medical insurance (which charges a premium)
- Part C includes the Medical Advantage Plans
- Part D comprises of prescription drug coverage
Most disability payout recipients are also entitled to Part C and Part D, which are made available by private insurers. The premium you need to pay for parts B, C, and D largely depends on your income. However, these are optional and you may choose to drop these.
For more information on Medicare and Social Security benefits, fill out our Free Consultation form. An experienced SSD advocate from your area will get in touch with you within 24 hours.